自由行走的花 发表于 2023-11-15 09:10:05

银行界大动作!信用卡服务费将有大变化!

<p style="text-align: justify;text-indent: 2em;margin-left: 8px;margin-right: 8px;line-height: 2em;"><span style="font-size: 17px;letter-spacing: 2px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;"><span style="font-size: 17px;text-align: justify;">11月13日,中国银行发布《关于我行信用卡2024年部分服务收费减免的公告》,对部分信用卡服务费进行减免。减免项目包括中银系列产品持卡人使用自有资金进行柜台取现手续费、转账转出手续费、信用卡补发卡/损坏卡/提前换卡的服务费等,共计11项。</span><span style="font-size: 17px;text-align: justify;color: rgb(0, 122, 170);"><strong>中国银行表示,本次部分费用减免为阶段性费用优惠,时间为2024年1月1日至12月31日</strong></span><span style="font-size: 17px;letter-spacing: 0.034em;text-align: justify;">。</span><br/></span></p><p style="text-align: justify;text-indent: 2em;margin-left: 8px;margin-right: 8px;line-height: 2em;"><span style="font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;font-size: 17px;letter-spacing: 0.034em;text-align: justify;"><br/></span></p><p style="text-align: center;"></p><p><br/></p><section style="line-height: 1.75em;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;"><strong><span style="font-size: 17px;letter-spacing: 0.034em;color: rgb(0, 122, 170);"><br/></span></strong></span></section><p><br/></p><p style="line-height: 2em;text-indent: 2em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;letter-spacing: 2px;"><strong><span style="font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;font-size: 17px;color: rgb(0, 122, 170);">10月30日,中国银行便公告称综合提升信用卡服务质效,将在11月底前提升容差服务限额至100元</span></strong><span style="font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;font-size: 17px;">。</span><br/></span></p><p style="line-height: 2em;text-indent: 2em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;letter-spacing: 2px;"><br/></span></p><p style="line-height: 2em;text-indent: 2em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;letter-spacing: 2px;"><span style="font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;font-size: 17px;">除了中国银行外,工商银行、建设银行也于10月30日发布公告称,</span><strong style="letter-spacing: 0.578px;"><span style="font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;font-size: 17px;color: rgb(0, 122, 170);">自2023年10月31日起,如持卡人当期未全额还款,且未归还部分小于100元(或等值外币)时,视同持卡人正常全额还款</span></strong><span style="font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;font-size: 17px;">。</span></span></p><p style="line-height: 2em;text-indent: 2em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;letter-spacing: 2px;"><br/></span></p><p style="line-height: 2em;text-indent: 2em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;letter-spacing: 2px;">近日已有部分国内银行公告称调整信用卡服务。主要包括为持卡人持续提供免费的信用卡交易提醒及余额变动通知服务,免收持卡人转出信用卡溢缴款至境内本人本行账户手续费,建立信用卡普卡和金卡年费补刷机制,建立信用卡容时、容差服务机制,综合提升信用卡服务质效等。</span></p><p style="line-height: 2em;text-indent: 2em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;letter-spacing: 2px;"><br/></span></p><p style="line-height: 2em;text-indent: 2em;margin-left: 8px;margin-right: 8px;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;letter-spacing: 2px;">如在<span style="font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;font-size: 17px;color: rgb(0, 122, 170);"><strong>信用卡容差服务方面</strong></span>,多家大行发布公告称,在提供3天还款宽期限的基础上,进一步完善信用卡容差服务机制。而所谓的“容差服务”,便是指如持卡人当期发生不足额还款,且在到期还款日后账户中未清偿部分小于或等于一定金额时,应当视同持卡人全额还款。</span></p><p><br/></p><section style="line-height: 1.75em;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;"><br/></span></section><p><br/></p><p style="text-align: center;"></p><p style="text-align: center;"></p><p style="text-indent: 2em;margin-left: 8px;margin-right: 8px;line-height: 2em;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;letter-spacing: 2px;"><br/></span></p><p style="text-indent: 2em;margin-left: 8px;margin-right: 8px;line-height: 2em;"><span style="font-size: 17px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Microsoft YaHei, Arial, sans-serif;letter-spacing: 2px;">据悉,今年十月,中国银行业协会发布《关于调整银行部分服务价格提升服务质效的倡议书》,以进一步引导银行业支持实体经济发展,提升人民群众金融消费体验。其中,鼓励各信用卡发卡行,适时调整服务价格,为消费者提供更加灵活的金融服务供给。</span></p><p><br/></p><section data-role="outer" label="edit by 135editor" style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);visibility: visible;"><section data-role="paragraph" style="outline: 0px;visibility: visible;"><section data-role="outer" label="edit by 135editor" style="outline: 0px;letter-spacing: 0.578px;visibility: visible;"><section data-role="paragraph" style="outline: 0px;visibility: visible;"><section data-role="paragraph" style="outline: 0px;letter-spacing: 0.544px;color: rgb(62, 62, 62);font-size: 16px;visibility: visible;"><section 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刘啤哄哄 发表于 2023-11-15 09:10:16

哎呀,银行又要动手脚了!信用卡服务费要变啦!

雷杳 发表于 2023-11-15 09:10:23

哎呀,银行终于意识到信用卡服务费太高了吗?

白柄 发表于 2023-11-15 09:10:31

这次中国银行减免部分信用卡服务费,不错嘛!2024年1月1日至12月31日期间有效,好消息来了。

大笨象舞飞扬 发表于 2023-11-15 09:10:44

呵呵,银行也开始减免信用卡服务费了啊,2024年就生效了。
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